Pexels – CC0 Licence Homeowners, owning a property isn’t straightforward. You want to redecorate and create the house of your dreams, yet you don’t have the finance. That new kitchen upgrade with the bamboo flooring will have to wait, then! Otherwise, you run the risk of spending more than you can afford, defaulting on a loan, and ruining your credit. As far as financial decisions for the future go, this is one of the worst. Sadly, lots of property owners think it’s a wise move, only to find themselves with less money and the urge to renovate. If you fall into this category, it’s essential to resist the temptation to…